Most prop firms accept US-based traders, but the experience varies. US futures traders have the most options, while CFD availability depends on the firm's regulatory structure. Here are the best verified options for US traders in 2026.
Best Futures Prop Firms for US Traders
Futures prop firms are the most straightforward choice for US traders. These firms operate within the US regulatory framework:
| Rank | Firm | Based In | Pricing From | Profit Split | US-Specific Notes |
|---|---|---|---|---|---|
| 1 | Topstep | Chicago, IL | $49/mo | 90% | US-headquartered |
| 2 | My Funded Futures | US | $77/mo | 90% | US-operated |
| 3 | Apex Trader Funding | US | ~$15 (sale) | 100% rewards | US-based |
| 4 | Tradeify | US | Free-$215 | 90%+ | US-based |
| 5 | Bulenox | US | $115/mo | 90% | US-based |
Topstep is the obvious top choice for US futures traders. Based in Chicago since 2012, it's the most established US-headquartered prop firm.
Best CFD Prop Firms Accepting US Traders
CFD prop firms accepting US clients are typically registered outside the US:
| Rank | Firm | Accepts US | Pricing From | Profit Split |
|---|---|---|---|---|
| 1 | FTMO | Yes | €89 | 80-90% |
| 2 | The 5%ers | Yes | $39 | 50-100% |
| 3 | FundingPips | Yes | $29 | 60-100% |
| 4 | E8 Funding | Yes | ~$50 | 80% |
| 5 | FTUK | Yes | $99 | 80-90% |
Things US Traders Should Know
Tax implications: Profits from prop firm funded accounts are typically treated as self-employment income. Consult a tax professional familiar with trading income.
Futures vs CFDs: US-based traders generally face fewer complications with futures prop firms (which operate within US exchanges) than with offshore CFD firms.
Payment methods: Most firms support bank transfers and crypto for US traders. Some use PayPal or Skrill as alternatives.
FAQ
Do all prop firms accept US traders?
Most do, but always verify before signing up. Availability can change based on regulatory developments.
Are US-based prop firms safer?
Generally, US-based firms (like Topstep, Apex) operate under US legal frameworks, which provides more recourse if issues arise.
What taxes do US prop traders pay?
Prop firm profits are typically treated as self-employment income. Keep detailed records and consult a tax professional.
Which is better for US traders: futures or CFDs?
Futures firms based in the US (Topstep, Apex) are the most straightforward option. CFD firms work but are typically offshore.
Disclaimer: This content is for informational purposes only and does not constitute financial advice. Trading involves risk of loss.