The OspreyFX Funded Account Program continues to evolve and stand out in 2025. After several rule changes this year—most notably the adjustment to minimum trading days—traders are reporting improved pass and funding rates. With flexible trading rules, no time limits, and a generous profit share, OspreyFX offers a serious alternative to legacy firms like FTMO and The 5%ers.
Challenge Structure & Account Options
OspreyFX runs a 2-phase evaluation. Traders choose account sizes from $5K to $200K. Pricing starts at just $59 for the smallest account, and funded traders receive a fee refund plus a $1,000 bonus on their first payout.
Phase 1: Achieve a 10% profit target with a 5% daily and 12% overall drawdown limit. There is no time limit to complete it, and only 7 minimum trading days (reduced from previous rules in 2024, which many found too strict).
Phase 2: Profit target is 8%, same risk rules apply. OspreyFX applies a Consistency Rule, meaning no single day should account for more than 30% of your total profits in this phase.
Once funded, traders can withdraw profits weekly or bi-weekly (depending on the plan). OspreyFX covers losses and offers up to 90% profit share, making it one of the most trader-friendly firms in that respect.
Payout Process & Proof
- Weekly payouts begin once the trader hits $100+ in profit.
- Payouts typically processed in 1–2 business days.
- Multiple user reports on Reddit and Trustpilot confirm successful payouts, some even same-day.
(Insert image: Payout screenshot from Reddit or Trustpilot)
Trader Feedback
Across forums and review sites, traders consistently praise:
- No time pressure, allowing for more deliberate trading.
- Flexible trading: scalping, EAs, news trading, and swing strategies all allowed.
- Responsive support, especially during the funded stage.
Trustpilot reviews skew positive from those who pass. Negative reviews often come from users who failed or misunderstood rules, not from funded traders.
OspreyFX vs. FTMO vs. The 5%ers
| Feature | OspreyFX | FTMO | The 5%ers |
|---|---|---|---|
| Phase 1 Target | 10% | 10% | 8% |
| Phase 2 Target | 8% | 5% | 5% |
| Time Limit | None | 30/60 days | None or flexible |
| Max Loss | 12% | 10% | 10% |
| Profit Split | Up to 90% | 80–90% | 50–80% |
| Payout Frequency | Weekly (opt-in) | Monthly | Bi-weekly/Monthly |
FTMO offers structure and name recognition. The 5%ers offer creative models. But OspreyFX stands out for profit potential, low cost, and freedom.
The OspreyFX Consistency Rule
Briefly, OspreyFX limits how much profit can be made in a single day during Phase 2 to promote consistency. Exceeding the 30% cap doesn’t fail you, but extends the evaluation. Most traders pass this naturally.
(Internal link suggestion: “Full breakdown of OspreyFX’s Consistency Rule”)
Final Thoughts
With its 2025 updates, OspreyFX is better positioned than ever. Lower friction, higher profit potential, and real-world payout proof make it an excellent option for serious prop traders. If you’re disciplined and ready to scale, this program could be the most forgiving and rewarding on the market.