Audacity Capital is one of the longest-running prop trading firms in the industry, founded in London in 2012. With over 13 years of operations, it offers a two-stage Ability Challenge and an instant funding option (FTP program), with profit splits reaching up to 90% for successful challenge completers.
TL;DR: The 13-year track record is genuinely impressive in an industry full of firms that appeared yesterday. But the pricing is on the higher side, the initial profit split of 50/50 on instant funding is weak, and some traders report slow verification processes. Best for traders who prioritise firm longevity and stability over flashy new features.
How Audacity Capital Works
Audacity Capital operates from London and Dubai, giving it a presence in two major financial centres. The firm offers three main routes to funding:
- Ability Challenge - A two-stage evaluation where you prove your trading skills
- Ability One - A simplified one-step version of the challenge
- FTP (Funded Trader Program) - Instant funding with no evaluation required
The two-stage Ability Challenge is the flagship product. You trade a simulated account, hit profit targets in both stages, and graduate to a live account. The FTP program skips the evaluation entirely but starts with a lower profit split.
Account Types & Pricing
| Program | Entry Price | Account Size | Profit Split | Evaluation |
|---|---|---|---|---|
| Ability Challenge | From £90 | $10,000-$480,000 | Up to 90% | Two-stage |
| Ability One | From £90 | $10,000-$240,000 | Up to 75% | One-stage |
| FTP Instant | Higher fees | $7,500-$60,000 | 50/50 (starting) | None |
The entry-level price of £90 is reasonable, and the fee is refundable if you pass the challenge. But account sizes start low at $10,000, and reaching the larger accounts ($480K+) requires significant scaling.
Funding can scale up to $2,000,000 over time, with account balance increases triggered every time you hit a 10% profit milestone. That scaling plan is one of the better ones in the industry.
Trading Rules & Conditions
- Minimum trading days: 4 days per evaluation phase
- Profit targets: Vary by program (typically 10% per phase for the Ability Challenge)
- Leverage: Up to 1:100
- Strategy restrictions: None mandatory. You can trade however you like.
- Platforms: MetaTrader 5 and DXTrade
The 4-day minimum trading requirement is very low, which is good. The 1:100 leverage is generous for a prop firm. No mandatory strategy restrictions means you can use EAs, scalp, swing trade, or hold positions overnight.
Payout Structure & Methods
The profit split structure depends on your program:
- FTP Instant Funding: Starts at 50/50, which is frankly poor by 2026 standards
- Ability Challenge completers: Up to 90% after reaching funded status
- Payout frequency: Every 14 days on live accounts
The 50/50 starting split on instant funding is the weakest point. Most competitors offer 80% as a baseline. Even after scaling, the split improves slowly. The 90% split for challenge completers is more competitive, but it takes effort to reach.
Verification for payouts can take 3-5 business days, and some traders report it taking longer. This is slower than the industry trend of sub-48-hour processing.
Platform & Tools
Trading runs on MetaTrader 5 and DXTrade. MT5 is the industry standard, so most traders will feel at home. DXTrade adds an alternative for those who prefer browser-based trading.
The instrument selection covers forex pairs, indices, and commodities. No cryptocurrency or stock trading.
What We Like
- 13 years of operations makes this one of the most established firms in prop trading
- Scaling up to $2,000,000 is a generous ceiling
- No strategy restrictions means full flexibility in how you trade
- 1:100 leverage is higher than many competitors
- Refundable challenge fee after passing
What Could Be Better
- 50/50 profit split on instant funding is well below industry average
- Payout verification takes 3-5+ business days, slower than competitors
- No cryptocurrency or stock trading available
- Monthly subscription costs on some programs add to overall expense
- Educational materials cost up to £649 for advanced content
Audacity Capital vs Competitors
Against newer firms like FundingPips or E8 Funding, Audacity Capital's technology and features feel dated. The 50/50 starting split on instant funding particularly stands out when firms like FTUK offer 80% from day one.
Where Audacity Capital wins is trust. Thirteen years of continuous operation is something almost no competitor can match. For the full lineup, see our best CFD prop firms ranking.
Is Audacity Capital Legit?
Absolutely. This is one of the most established prop firms in the industry, operating since 2012. The London and Dubai presence, long track record, and consistent (if sometimes slow) payout history provide strong trust signals.
Trustpilot reviews are mixed, with some traders praising the firm's reliability while others report drawdown calculation disputes and slow support. But the sheer length of operation speaks for itself.
Discount Codes & Offers
Audacity Capital runs periodic promotions, including seasonal discounts of 5-25% off challenge fees. Check their website for current codes.
Final Verdict
Rating: 3.5/5
Audacity Capital's greatest asset is trust. Thirteen years in an industry where firms come and go quarterly is remarkable. The scaling plan to $2M and lack of strategy restrictions are genuine strengths.
But in 2026, the competition has moved on. The 50/50 starting split on instant funding, relatively slow payouts, and limited instrument selection make it hard to recommend over more modern alternatives unless longevity is your top priority. If you value a firm that's proven it can survive multiple market cycles, Audacity Capital has few rivals. If you want the best features and profit splits, look at FTMO or The 5%ers.
FAQ
Is Audacity Capital legit?
Yes. Founded in 2012, it's one of the longest-running prop firms with offices in London and Dubai.
How much does Audacity Capital cost?
Challenge fees start at £90 for a $10,000 account. The fee is refundable upon passing.
What is Audacity Capital's profit split?
50/50 for instant funding (FTP), scaling up with performance. Up to 90% for Ability Challenge completers.
Can I use Audacity Capital in the US?
Yes, Audacity Capital accepts US-based traders.
How fast are Audacity Capital payouts?
Payout verification typically takes 3-5 business days, with live traders able to request withdrawals every 14 days.
Does Audacity Capital allow EAs and automated trading?
Yes, there are no mandatory strategy restrictions, including the use of Expert Advisors.
Disclaimer: This review is for informational purposes only and does not constitute financial advice. Trading involves risk of loss.