My Funded Futures (MFFU) is a futures prop firm launched in late 2023 by Matthew Leech, offering some of the fastest payouts in the industry and a unique perk: traders keep 100% of their first $10,000 in profits. With a 4.9/5 Trustpilot rating from over 11,000 reviews and a reported 25% pass rate, it's become one of the most popular futures firms in under two years.
TL;DR: MFFU punches above its weight as a newer firm. The near-instant payout processing, 100% of first $10K profits, and elimination of activation fees (as of July 2025) make it one of the best value futures prop firms available. The main drawbacks are the $100K cumulative payout cap and shorter track record compared to veterans like Topstep. Best for futures traders who want fast payouts and a clean rule structure.
How My Funded Futures Works
MFFU uses a one-step evaluation model. You subscribe to a plan, trade in a simulated environment, and pass by hitting your profit target while staying within drawdown limits. There's no multi-phase challenge to grind through. You can pass in as few as two trading days if you hit the target.
The firm eliminated activation fees entirely in July 2025, which was a major competitive move. At the time, most futures firms charged $129-$175 after you pass the evaluation. MFFU removing this cost gave it a clear edge that competitors have since struggled to match. Alpha Futures' Zero plan ($199/month) also removes activation fees, but at a higher monthly cost. Topstep still charges $129 on its Standard Path.
Matthew Leech, the founder, maintains a public presence in the trading community. The firm is transparent about its operations, and Leech regularly communicates rule changes and updates directly to traders. This level of founder visibility is unusual in prop trading and adds a personal accountability layer.
Account Types & Pricing
| Plan | Account Size | Monthly Cost | Profit Target | Profit Split | Drawdown Type | Max Contracts |
|---|---|---|---|---|---|---|
| Core | $50,000 | $77 | $3,000 | 80/20 | EOD trailing | 5 (ES) |
| Core | $100,000 | $127 | $5,500 | 80/20 | EOD trailing | 10 (ES) |
| Core | $150,000 | $177 | $8,000 | 80/20 | EOD trailing | 15 (ES) |
| Rapid | $50,000 | From $129 | $3,000 | 90/10 | Intraday trailing | 5 (ES) |
| Rapid | $100,000 | From $179 | $5,500 | 90/10 | Intraday trailing | 10 (ES) |
| Rapid | $150,000 | From $229 | $8,000 | 90/10 | Intraday trailing | 15 (ES) |
| Pro | Various | From $229 | Varies | 80/20 | EOD trailing | Varies |
The Core plan at $77/month is one of the cheapest ongoing entry points in futures prop trading. Only Topstep at $49/month and Leeloo Trading at $26/month are cheaper as subscriptions, but MFFU's lack of activation fees brings its total cost lower than Topstep for a two-month evaluation ($154 vs $227).
Choosing between Core and Rapid: The Rapid plan offers a better profit split (90/10 vs 80/20) but uses intraday trailing drawdown. That's a significant trade-off. With intraday trailing, if your account peaks at +$2,000 during the session, your drawdown floor permanently moves up by $2,000. On the Core plan with EOD trailing, that intraday peak wouldn't affect your floor at all until market close.
For most traders, the Core plan's EOD drawdown is worth the 10% lower profit split. You can trade with more confidence during the session knowing that intraday equity swings won't ratchet your floor upward. The Rapid plan is best for traders with very consistent, small-profit-per-day strategies where intraday equity peaks are controlled.
Trading Rules & Conditions
- Minimum trading days: 2 (you can technically pass in 48 hours)
- Drawdown type: EOD trailing (Core/Pro) or Intraday trailing (Rapid)
- News trading: Permitted during evaluation
- Platforms: Tradovate, TradingView, NinjaTrader, Quantower, ATAS, Volumetrica
- Markets: CME futures (ES, NQ, YM, CL, GC, and more)
- Weekend positions: Must close before market close Friday
- Expert Advisors: Permitted
The 2-day minimum trading requirement is one of the lowest anywhere. Only Apex Trader Funding (no minimum) is more flexible. Most firms require 3-10 days.
The platform selection deserves emphasis. Six platforms is the broadest in futures prop trading. TradingView integration is particularly notable, as many traders have been requesting this for years and only a handful of firms support it. Topstep also supports TradingView, but several other firms still don't.
Payout caps by plan: The Core plan caps at $3,500 per payout cycle, regardless of how much profit you've earned. If you make $10,000 in a month, you still can only withdraw $3,500 per cycle. The Rapid and Pro plans have higher per-payout caps. This is a meaningful restriction for traders who generate large profits quickly.
Payout Structure & Methods
This is MFFU's biggest selling point, and it's not close:
- First $10,000: Traders keep 100% of profits
- After $10,000: 90% profit split (Rapid) or 80% (Core/Pro)
- Processing speed: Near-instant, often within minutes
- Cumulative cap: $100,000 total payouts per funded account
- Methods: Bank transfer, crypto via Rise
- No activation fees: Eliminated July 2025
The payout speed is the fastest in the industry. Period. Multiple traders across forums, YouTube, and social media report receiving funds within minutes of requesting a withdrawal. Not days. Not hours. Minutes. Some report payouts processing in under 5 minutes.
Compare that to:
- FTMO: ~8 hours
- Topstep: 1-3 business days
- FundingPips: Tuesday processing + 1-3 business days
- Apex Trader Funding: 24-48 hours via Deel
If cash flow matters to your trading (and for many traders, it does), MFFU's speed is genuinely life-changing compared to waiting days or weeks at other firms.
The $100K cumulative payout cap is the trade-off. Once you've withdrawn $100,000 total from a funded account, you'll need a new evaluation. For highly profitable traders generating $10,000+/month, this ceiling arrives within a year. For the typical funded trader, it's sufficient for the first year and possibly longer.
The 100% of first $10K is calculated across all payouts, not per payout. Your first $10,000 in cumulative withdrawals are split-free. After that, the standard split kicks in.
What We Like
- 100% of first $10K profits is a rare and generous perk
- Near-instant payouts, often processed in minutes
- No activation fees as of July 2025
- 2-day minimum to pass evaluation, one of the shortest
- Six supported platforms including TradingView
- 4.9/5 Trustpilot from 11,000+ reviews, among the highest ratings
- EOD trailing on Core/Pro, more forgiving than real-time
- Transparent founder who communicates openly with traders
What Could Be Better
- $100K cumulative payout cap limits long-term earnings per account
- Less than three years of operating history
- Core plan caps at $3,500 per payout even on larger profits
- Rapid plan uses intraday trailing drawdown, less forgiving than EOD
- Subscription billing continues monthly until you pass or cancel
- $150K maximum account size is smaller than some competitors
- No educational resources unlike Topstep's coaching ecosystem
My Funded Futures vs Competitors
Against Topstep, MFFU offers faster payouts (minutes vs days), no activation fees, and 100% of first $10K. Topstep counters with 14 years of trust vs MFFU's ~2, plus the best education in futures prop trading. See our Topstep vs My Funded Futures comparison.
Against Apex Trader Funding, MFFU has cleaner rules (EOD drawdown on Core), faster payouts, and no activation fees. Apex has cheaper entry ($15-$29 during sales), 20 simultaneous accounts, and no minimum trading days.
Against Alpha Futures, both offer EOD drawdown and strong profit splits. Alpha Futures' subscription model is similar, and the Zero plan also eliminates activation fees. MFFU's payout speed and 100% first $10K give it the edge.
Is My Funded Futures Legit?
Yes. The 4.9/5 Trustpilot score from over 11,000 reviews is exceptional, with the vast majority being five-star ratings. Payout reports are consistent across the trading community. The 25% reported pass rate is higher than most competitors, suggesting the rules are fair and achievable.
The firm's youth (founded late 2023) is the primary risk factor. Prop firms have shut down before (OspreyFX in July 2025, XpertFunding in early 2026). But MFFU's payout volume, review count, transparent founder, and continued growth trajectory are strong positive signals. The firm isn't showing any of the warning signs that preceded those shutdowns (payout delays, rule changes that favour the firm, communication breakdown).
Discount Codes & Offers
MFFU regularly offers significant discounts, with promotional codes for up to 50% off available through affiliate partners. Check current promotions before subscribing, as discounts are frequently available and can cut your first month's cost substantially.
Final Verdict
Rating: 4.4/5
My Funded Futures has quickly earned its place among the top futures prop firms. The near-instant payouts, 100% of first $10K profits, and no activation fees create a genuinely compelling package. The broad platform support (especially TradingView) and clean rule structure add to the appeal.
The $100K cumulative payout cap and the firm's youth are the main concerns. But for futures traders looking for fast payouts and fair rules, MFFU is one of the best choices available. Start with the Core plan for the more forgiving EOD drawdown, and upgrade to Rapid only if your strategy suits intraday trailing.
FAQ
Is My Funded Futures legit?
Yes. 4.9/5 Trustpilot from 11,000+ reviews, consistent payout reports, and transparent founder communication since late 2023.
How much does My Funded Futures cost?
Core plans from $77/month, Rapid from $129/month, Pro from $229/month. No activation fees.
What is My Funded Futures' profit split?
100% of your first $10,000, then 80% (Core/Pro) or 90% (Rapid) thereafter.
Can I use My Funded Futures in the US?
Yes, MFFU accepts US-based traders for all plans.
How fast are My Funded Futures payouts?
Near-instant. Often processed within minutes. The fastest in the industry by a significant margin.
What's the maximum payout from MFFU?
$100,000 cumulative cap per funded account. After reaching this, you'd need a new evaluation.
Which MFFU plan should I choose?
Core for most traders (EOD drawdown, $77/month). Rapid only if you need the higher 90% split and can handle intraday trailing drawdown.
How does MFFU compare to Topstep?
MFFU: faster payouts, no activation fees, 100% of first $10K. Topstep: 14 years of trust, best education, lower starting cost ($49/month). See our full comparison.
Disclaimer: This review is for informational purposes only and does not constitute financial advice. Trading involves risk of loss.